Insurance in spain

Living in Spain inevitably brings up the issue of insurance, be it Household, Health., Life or Motor and also for your visits to the UK or your home country, travel!

The easiest way to obtain Insurance is from Brokers who speak English. There are many Insurance Brokers in the Costas and Islands and in the major cities of Spain.

Buying property in Spain with a mortgage will require you to take out a Home Owners Insurance Policy and a Life Insurance policy.

Private medical and health insurance is also available and can be obtained from many familiar English named Heath Insurance companies. Costs are very competitive and enable you to have all the advantages of first class treatment with English speaking Doctors, Consultants and Surgeons.

Car Insurance and Motorcycle Insurance is mandatory. As of 1995, Spanish law requires that all vehicles be covered with at least the minimum insurance that would compensate any damage incurred against a third party.

You are required by law to carry your licence and Insurance policy with you in your car. Be aware that the Spanish police, particularly the Guardia Civil, are taking special care to find drivers without insurance in order to help them rectify their situation. Now, there is even an agreement between the insurance industry and the police that allows the police to check the records of the Insurers in order to identify uninsured vehicles.

The price for driving without insurance ranges from 600 to 3,000 euros and the exact amount of the fine depends on what type of vehicle you are driving, what the vehicle is used for and how long you have been driving without insurance.

SCHOFIELDS INSURANCE FOR YOUR HOUSE IN SPAIN

Comprehensive Spanish house insurance that fully protects your holiday home when it is left unoccupied or let. The policy also includes £5m public liability and accidental damage cover for holiday letting. All documents are in English and you can get a quote and buy online.

Web: www.schofields.ltd.uk